Building Wealth: A Beginner’s Guide to Securing Your Financial Future offers introductory guidance to individuals and families seeking help to develop a plan for building personal wealth. While a comprehensive discussion of accounting, finance and investment options is beyond the scope of this workbook, it presents an overview of personal wealth building strategies.
Buying a home, saving for retirement or for children education, or even effectively managing the family budget now requires more financial sophistication than ever before. Financially literate consumers make the financial marketplace work better, and they are better-informed citizens as well.

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The aim of this guide is to provide helpful information to constituents who visit their MP or local Councilor looking for guidance on financial services issues.
Covering 25 subjects from mortgage arrears and pensions to how to fight fraud, the pack is split into practical briefs that can be copied and given to constituents as needed. The guide contains answers to frequently asked questions and details of what to do and where individuals can go next for help.
It is important to note that the information provided is illustrative and that constituents should seek a full assessment of their entitlements and liabilities. We recommend that users of this guide should
work with their local CAB to ensure that effective advice is provided for constituents. Very often, one issue relates to another, so at the bottom of most pages you will find an orange box directing you to other pages in the guide that may also be of use.
This information is also available on the websites of each of the individual trade bodies responsible for this guide. Please refer to Who is the Financial Fringe? on pages 7 and 8.

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This model has been extremely useful in explaining the role of banks in the economy. It has also been useful in pointing out structural weaknesses of the banking sector that may justify government intervention--for example, exposure to runs and panics, the persistence of rationing in the credit market, and solvency problems.
Microeconomics of Banking provides a guide to the new theory. Topics include why financial intermediaries exist, the industrial organization approach to banking, optimal contracting between lenders and borrowers, the equilibrium of the credit market, macroeconomic consequences of financial imperfections, individual bank runs and systemic risk, risk management inside the banking firm, and bank regulation. Each chapter ends with a detailed problem set and solutions

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